Having a card that can seamlessly connect cryptocurrency and real-world spending is becoming increasingly important. If you are looking for a tool that supports global payments and allows you to easily subscribe to ChatGPT Plus or recharge the OpenAI API, then the physical U card launched by Crydit might be your ideal choice. Crydit supports stablecoins such as USDT, USDC, and DAI, and collaborates with well-known institutions like Visa, Mastercard, and Binance, ensuring compliance and security of funds. More importantly, it allows you to achieve unlimited spending and withdrawals globally, making it a "super connector" between the crypto world and the real world.
Crydit Official Website: https://ucards.org/go/crydit
Crydit Physical Card: Dual Choice of Visa and Mastercard to Meet Different Needs#
Crydit offers two physical card options: the Crydit Visa card and the Crydit Mastercard, both backed by the two major international issuing institutions, Visa and Mastercard. The Visa card is the latest product based on Hong Kong dollars, with a card issuance fee of $179 (previously as high as $249), while the Mastercard is an earlier product based on Danish pounds, with a card issuance fee of $199. The good news is that both cards have no annual fee, and global delivery is free, making them quite cost-effective.
The fee structures for the two cards differ slightly. Reloading USDT to the Crydit account is completely free, but there will be a fee for transferring from the account to the card. Mastercard charges a 1.5% fee plus a 12U transaction fee for each transfer, with no additional fees for spending, resulting in lower overall costs. The Visa card has a transfer fee of 1%, but requires a 1.5% + 0.8U fee for spending, making the overall costs slightly higher. However, Crydit has stated that it will optimize the spending fees for the Visa card in the future, aiming to keep the total fees under 2%, which is worth looking forward to.
For domestic users, both cards support binding with WeChat and Alipay for spending, with limits depending on the receiving device, essentially allowing for "unlimited" spending. Especially for the Visa card, after binding with Hong Kong WeChat and Alipay, it supports large transactions, which is a huge advantage for users needing to make high-value payments. However, the Visa card currently cannot be bound to Apple Pay, while the Mastercard has no such restrictions.
Application Difficulty and Use Cases: Choose the Card That Suits You#
The KYC verification requirements for Mastercard are stricter, requiring proof of address, facial recognition, and dual verification through Paywiser and Sumsub, making the threshold higher. The Visa card, on the other hand, is relatively simple to activate, requiring only an ID card, making it suitable for users looking for a quick start. If you can pass the Mastercard's review, its low rates (only 1.5% + 12U for reloading, no loss for spending) would be a good choice. Although the overall costs for the Visa card are slightly higher (about 2.5% + 0.8U), it is easy to apply for, making it suitable for users who need a card urgently or have limited KYC conditions.
Whether for daily spending, subscribing to overseas services (such as Netflix, X, Uber, ChatGPT Plus), or making large withdrawals, Crydit can handle it all. Want to buy USDT to recharge your Crydit account? You can do so through platforms like OKX USDT Purchase, Binance USDT Purchase, Huobi HTX USDT Purchase, or Gate USDT Purchase, following the USDT Purchase Tutorial for guidance on registration, purchase, and withdrawal to your Crydit account, making the process simple and efficient.
Market Situation: Cryptocurrency Cards Become a Mainstream Choice#
The domestic virtual card market has experienced some ups and downs. For example, WildCard has suspended all operations since July 12, 2025, due to cooperation with relevant department investigations, and as of July 22, even the balance spending function has been halted, essentially declaring it unusable. Similarly, BinGoCard also suspended new user registrations and recharges on July 17 due to the closure of the cloud payment recharge channel, and currently can only use the balance. Virtual cards that support RMB recharges have almost disappeared, making cryptocurrency cards a mainstream alternative.
Against this backdrop, U Card Master has recommended several cryptocurrency cards, including PokePay, VCard, BinPay, WasabiCard, and Crydit. PokePay is suitable for small transactions and ATM withdrawals, VCard is known for its low rates and domestic spending friendliness, BinPay is suitable for businesses or high-net-worth users, while WasabiCard attracts users with high anonymity and low fees. However, overall, Crydit's physical card excels in global usability, withdrawal efficiency, and security, especially for users needing large payments or frequent spending.
Conclusion: Crydit, the Bridge Between the Crypto World and Reality#
Whether you want to subscribe to ChatGPT Plus, recharge the OpenAI API, or achieve convenient spending of cryptocurrency globally, Crydit can provide stable and compliant solutions. Its Visa and Mastercard physical cards each have their advantages; the Visa card is easy to apply for and supports large payments, while the Mastercard has lower rates but a slightly higher threshold. Whether you are a newcomer to the crypto world or an experienced player, Crydit's unlimited withdrawals and multi-scenario support can meet your needs. Visit Crydit Official Website now, choose the card that suits you, and start the seamless connection between cryptocurrency and real-world spending!